The insurance coverage that you pay in your monthly maintenance fees does not completely protect you.  It is highly recommended by Insurance Brokers that you consider purchasing the following 5 additional insurance coverage’s on your Strata Home.  1) Make sure all of your personal property is insured, including items in storage lockers,  2) Additional living expenses just in case there is a f ...

Gung Hay Fat Choy!  Come celebrate the year of the Dragon at  the Vancouver Chinese New Year Parade 2012 – January 29, 2012 – It’s FREE! Vancouver’s annual Chinese New Year Parade features the largest assembly of traditional lion dance teams in Canada, plus multicultural dance troupes, the Vancouver Police Department Motorcycle Drill Team, marching bands, and many local community groups, attr ...

ONLY 11 Days left…….if you want to file a Notice of Appeal on your Property Tax Assessment! All appeals to your property tax notice must be sent by January 31, 2012 to your local BC Assessment branch.  Notice of appeal forms are available on the internet at:  www.bcassessment.ca. Just give me a call, if you have any questions about your Tax Notice, or would like information about similar pro ...

By now, most of you have recieved your Property Tax Assement Notice for 2012.  If you are not sure if your assessment is correct and want to know what neighbourhood properties have sold for, just give me a call at 604-218-1412.

There are significant risks to a home owner when paying "Cash Only" for home renovations and repairs.  Here are some items to consider and be aware of before hiring a contractor on a 'cash only' basis:  1) Lack of Insurance for workers.  You as a homeowner may be liable for medical and rehab costs, if the renovator is not insured. 2) No contract in writing. When there is no contract, there is ...

Apologies for the techno glitch!  Should I choose a variable rate or a fixed rate mortgage? The mortgage options that are right for you will depend on your personal preferences and situation. Some Buyers prefer a fixed rate so they know what their monthly payments will be for the term of the mortgage (eg; 3 yr, 5 yr etc.). A fixed rate also protects you if interest rates go up.  With a variab ...

Apologies for the techno glitch!  How does my credit rating affect me getting a pre-approved mortgage?  When applying for a mortgage, your Lender will do a credit check and look at your 'credit score.'  Your credit score is your record for paying bills and repaying loans on time.  In Canada we have 2 main credit agencies, Equifax and TransUnion.  These companies keep track of your records of ...

Why rent when you can own?  Here are 4 great reasons to become a homeowner: 1) Equity - when you are renting the only one that benefits is the Landlord, 2) Historic Low Interest Rates - This means big savings for consumers and combined with lower home prices (in some lower mainland areas), then this is a win-win for home buyers, 3) Ownership - imagine being able to paint your walls purple wit ...