Each year, it is predictable that when the Tax Notices are mailed, my phones starts ringing.  Some common comments from clients about their BC Tax Assessments are:  ‘Why is my assessment so low?’ ‘Why is my assessment so high?’ ‘Will my annual taxes now change?’ ‘My list price is to low based on my assessment’ (odd we don’t hear the reverse of this one…..)  Remember that the Tax Noti ...

Happy New Year 2017 in our amazingly beautiful Vancouver! I hope all of you are ready with plans to celebrate this special day with a new ray of hope that brings in joy, happiness, prosperity and lots of good luck for you all over the year. Celebrate safely! Best Wishes to all.

From our house to your house, we wish you a safe and memorable Christmas season. A giant Thank You to all of my incredibly kind clients for all their generous referrals and business to me this past year. Your are all awesome!!

BC government to offer down payment loans for first-time buyers.  If you are thinking of purchasing a home in 2017, this plan may help you. Just give me a call for more details: Premier Christy Clark unveiled a new loan program today to help first-time home buyers come up with their down payment. The BC Home Owner Mortgage and Equity (HOME) Partnership program will offer qualifying home b ...

It has been a roller coast ride in BC real estate so far this year, however most of the changes have improved consumer protection.  If you are thinking of making a move, now is a good time to start planning.  Connect with a mortgage broker and get your 'pre-approval' rolling and the rest will fall into place.  Do you have questions about the the current real estate market?  I have 31 years of ...

This week, British Columbia Finance Minister Michael de Jong, announced the appointment of nine public-interest members to the Real Estate Council of British Columbia. The newly-appointed Council members bring a diverse range of skills and knowledge, including regulatory experience, legal expertise, and knowledge of the real estate industry. Do you think this panel of 9 professionals will hel ...

As of October 17, 2016 there will be new Federal Government changes to the Canada Mortgage and Housing Insurance guidelines for qualifying for borrowing mortgages under 20% downpayment. If you are thinking of purchasing, now may be a good time to get your mortgage application in before the October 17th deadline. Just give me a call and I can help you on your way to buying your dream home.

The 3 “rules of lending” focus on determining the maximum size of mortgage that can be supported by your provable income: Rule #1 - GROSS DEBT SERVICE (GDS) Your monthly housing costs are generally not supposed to exceed 32% of your gross monthly income.    Rule #2 - TOTAL DEBT SERVICE (TDS) Your entire monthly debt payments should not exceed 42% of your gross monthly income   Rule #3 - ...

There are several different ways you can discover facts about a property.  First, start by asking the Owner or discreetly talking to neighbours of the property. Second, visit local government websites or offices.  For Example, the City of Richmond has a disgnated heritage site map, and the City of Vancouver can confirm if the property was a grow up or illegal drug lab, plus the City of West V ...

Did you know these items do not show on a home's Title: a) Archaeological sites, b) Former Grow Ops and illegal drug labs, c) Heritage Designations, d) Highway entitlements, e) Sigmatized Properties, f) Streamside issues, and f) Underground Oil Storage Tanks.  Make sure you do your due diligence when purchasing a home.